compounding period การใช้

• I usually do my long-term financial projections based on monthly compounding of returns and the actual number of days in the compounding period.
• Continuous compounding can be thought of as making the compounding period infinitesimally small, achieved by taking the limit as " n " goes to infinity.
• In the US, APR is defined as periodic interest rate times the number of compounding periods in a year, so it is a nominal interest rate.
• Two accounts with equivalent APRs will earn the same amount over a year, unless the balance changes inside a compounding period ( deposits and withdrawals-not just accruing interest ).
• Nominal interest rates are not comparable unless their compounding periods are the same; effective interest rates correct for this by " converting " nominal rates into annual compound interest.
• What is the formula for the accumulated amount and the present value of a savings account annuity if I contribute more often than it compounds and if I earn interest on the deposits made between compounding periods?
• They rarely manage to state all the important facts, like whether payments are made at the beginning or end of each payment period, the compounding period for the interest, and whether the interest rate they give includes compounding or not.
• The more direct reference for the one-year rate of interest is EAR . The general conversion factor for APR to EAR is EAR = ( 1 + { APR \ over n } ) ^ n-1, where n represents the number of compounding periods of the APR per EAR period.
• As " n ", the number of compounding periods per year, increases without limit, we have the case known as continuous compounding, in which case the effective annual rate approaches an upper limit of, where [ [ e ( mathematical constant ) | ] ] is a mathematical constant that is the base of the natural logarithm.
• For example, if a stream of cash flows consists of + $ 100 at the end of period one,-$ 50 at the end of period two, and + $ 35 at the end of period three, and the interest rate per compounding period is 5 % ( 0.05 ) then the present value of these three Cash Flows are
• Where \, C \, is the future amount of money that must be discounted, \, n \, is the number of compounding periods between the present date and the date where the sum is worth \, C \,, \, i \, is the interest rate for one compounding period ( the end of a compounding period is when interest is applied, for example, annually, semiannually, quarterly, monthly, daily ).
• Where \, C \, is the future amount of money that must be discounted, \, n \, is the number of compounding periods between the present date and the date where the sum is worth \, C \,, \, i \, is the interest rate for one compounding period ( the end of a compounding period is when interest is applied, for example, annually, semiannually, quarterly, monthly, daily ).
• Where \, C \, is the future amount of money that must be discounted, \, n \, is the number of compounding periods between the present date and the date where the sum is worth \, C \,, \, i \, is the interest rate for one compounding period ( the end of a compounding period is when interest is applied, for example, annually, semiannually, quarterly, monthly, daily ).